Mortgage Lender in Downtown Santa Barbara
Your local mortgage expert in the walkable heart of the American Riviera. You don't need to schedule a time to talk, call, text, or email me right now for a real quote.
Mortgage Lending in Downtown Santa Barbara
Downtown Santa Barbara's State Street corridor, the Funk Zone, and the surrounding neighborhoods are among the most sought-after addresses on the Central Coast. Whether you're purchasing a condo in the Paseo Nuevo area, a historic home in the West Beach neighborhood, or an investment property near the waterfront, financing in downtown SB requires a lender who understands high property values and competitive market dynamics. Mixed-use properties, vacation rentals near Stearns Wharf, and jumbo loan scenarios are all common here.
You don't need to schedule a time, call or text me at (248) 925‑0539 or email [email protected] with any questions. I'll give you a real quote based on your specific scenario.
Loan Programs Available
- Conventional Purchase & Refinance
- FHA, Low Down Payment
- VA, Zero Down for Veterans
- DSCR, Qualify on Rental Income
- Bank Statement, Self-Employed
- Investment Property Loans
- Foreign National
- Hard Money / Bridge / Fix & Flip